Financial
Institution
Spend
effortless
Keep over 10 crypto and fiat currencies
in one account. Send and receive funds,
manage your balances, and pay with
a virtual card in 150+ countries
A next-generation digitalfinancial institution built for people and businesses who move fast and think global.
and personal IBAN.
All in one app.
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Manage your fiat and crypto — all in one app
Instant crypto ⇌ fiat exchange
Swap leading cryptocurrencies or convert to fiat in seconds — with competitive rates and zero friction.
Crypto account and named IBAN
Store crypto securely and manage your euro balance with a named IBAN, all in one simple interface. Hodl assets like BTC, ETH, or USDC, and move between crypto and fiat whenever you need.
Simple deposits and withdrawals
Top up your wallet, convert crypto to euros, and withdraw straight to your IBAN. SEPA transfers support for smooth, everyday money movement.
Virtual cards with auto-conversion
Issue a virtual card linked to your balance. Pay online or in-store — we automatically convert at checkout.
Keytom Virtual Card
Get your Keytom card in a few steps,
no office visits required.
Use your card for everyday purchases,
anywhere Visa® is accepted.
Your assets are converted automatically at the moment you pay — no manual swaps needed.
Tap to pay at stores, cafés, or anywhere contactless
is accepted — secure, quick, and hassle-free.
Withdraw cash from supported ATMs after converting your digital assets.
Enjoy transparent pricing and seamless payments.
No hidden charges.
Why Keytom?
180+
countries supported
Whether you hold a passport or a residence permit — you can open an account with ease.
Low service fees
Beneficial rates, full transparency and no hidden charges.
Fees for individualsFees for businesses100%
online account opening
All you need is your phone or laptop.
Trusted security
Advanced protection with $100M crypto insurance and secure infrastructure. Your assets stay safe from threats and unauthorized access.
Crypto assets insured up to $100M
via Fireblocks (Marsh, Munich Re).
Fiat funds (EUR/USD) fully protected in segregated accounts, legally separated from company funds and compliant with FINTRAC (Canada) and FATF standards.
Clients legally own their accounts (FINTRAC & PRAA standards)
Registered MSB (#M22767824) under FINTRAC (Canada).
PSP registration in progress with the Bank of Canada under PRAA.
Built for
Global transfers
Send and receive funds from foreign countries, or make borderless crypto transfers.
Virtual cards
Issue virtual card linked to your crypto account. Pay anywhere and get automatic conversion at checkout when needed.
All in one app
One app for all your business transfers — fiat and crypto, in and out.
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Quick document review
The onboarding process takes less than 5 business days, fully online.
Third party transfers to/from individuals and businesses
Receive payments from and send funds to more than 200 countries.
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Fiat & crypto accounts
Access EUR, USD, BTC, USDC, ETH, and other currencies with ease.
Keytom vs others
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Physical cards (coming soon)
up to 5 business days for businesses.
FAQ