Banking without boundaries, just in your mobile

No paperwork, no branches, no queues. Open your account and manage your money anytime, anywhere.

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Features

100% Digital experience

Forget about visiting branches or dealing with endless paperwork. Keytom is a fully online bank tailored for modern lifestyles

Instant account access

Get started in minutes. Register, verify, and access your account wherever you are.

Always available

Keytom is with you wherever you go. No more waiting for branch hours or traveling to solve banking issues.

Legal

Your transactions are safe and simple with advanced security measures.

Mobile-first banking

Manage your finances right from your phone. Payments, transfers, and account updates at your fingertips.

Download app

and start to manage your money

How it works

01
Register in 3 minutes.
02
Upload documents and complete KYC.
03
Get access to your crypto-fiat account.
04
Store, receive, and send USD (SWIFT).
05
Store, receive, exchange, and send USDT, BTC, ETH, and 8 more.
06
Enjoy managing all your assets in one place.
Unlimited crypto card
Pay with crypto for everyday services
Unlimited spend cards
Apple and Google Pay
Minimal fees
Crypto swaps from 0.1%
SWIFT and SEPA transfers from 2,5 euro
No hidden fees
Crypto + fiat in one place
Personal and business accounts
USD, Euro, BTC, USDC, DAI
SWIFT and crypto transfers
All bank features
24/7 customer support
Global money transfers
User-Friendly Interface
Case study
“Thanks to Keytom, I can send money home to my mom without the hassle. It's fast, affordable, and she gets the funds when she needs them.”
Carlos Mendoza
Argentina

Our partners

Frequently asked questions

What is Keytom?

Keytom is a financial institution that operates exclusively online. We offer all the services, such as checking accounts, savings accounts, but without physical branches.

How do I sign up for Keytom?

You can sign up for Keytom through our mobile app or on the website. Simply download the app, follow the instructions to set up your account, and you'll be ready to start managing your money.

Can I transfer money instantly with Keytom?

Yes, with Keytom, you can transfer money instantly to anyone with a Keytom account. This makes it easy to send money to friends and family, or to pay bills quickly and securely.

Does Keytom offer cryptocurrency services?

Yes, Keytom offers a range of cryptocurrency services, including the ability to buy, sell, and hold cryptocurrencies like Bitcoin and Ethereum among many other popular tokens.

Is there savings accounts or investment options?

Yes, Keytom offers a range of savings and investment options to help you grow your wealth. You can choose from a variety of investment portfolios, or set up automatic savings plans to help you reach your financial goals.

Does Keytom offer cashback rewards?

Yes, Keytom offers many rewards for our users such as cashback rewards on purchases made with your Keytom debit card. This is just one of the many ways we've implemented to help you save money.

Is my money safe with Keytom?

Yes, we take online security and fraud protection very seriously at Keytom. We offer both custodial and decentralized accounts, so you can choose the experience that best suits your needs.
Our custodial accounts are fully insured and our systems are designed to keep your money and personal information safe. If you have any issues, our customer support team is available 24/7 to assist you. With Keytom, you can have peace of mind knowing that your funds are secure.

All financial tools
in one convenient app

Sign up with Keytom for full financial control — no intermediaries needed!

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