Business neobank
made by
Business for Businesses

Named EUR IBAN to make transactions with
both individuals and businesses
Work with crypto and fiat globally with no
limits in one app
Get an account in just 5 business days
Open account now
As seen on
As seen on
→ Client crypto assets are insured up to $100M — backed by institutional-grade coverage through Fireblocks infrastructure (insured by Marsh and Munich Re).

→ Fiat funds (EUR) are fully protected — held in segregated accounts, legally separated from company assets, in compliance with FINTRAC (Canada) and FATF regulations.

→ You own your funds. Every account is legally registered in the client’s name, fully aligned with FINTRAC’s Recordkeeping Policy and the PRAA (Retail Payment Activities Act) standards.

Transfer to 150+ destinations

EUR
DE838...4024
1950.43 EUR

Easy SWAP

Ether
0x7434545...234r4
13.05 ETH

Accept payments easily, anywhere

USD
UR965...9401
540.55 USD

Manage money in multiple currencies

USDT
0x5c89f12...a7d4b
920.89 USDT

Crypto and fiat in one app

BTC
0x9e45ac3...b128f
0.05 BTC

Transfer to 150+ destinations

EUR
DE838...4024
1950.43 EUR

Easy SWAP

Ether
0x7434545...234r4
13.05 ETH

Accept payments easily, anywhere

USD
UR965...9401
540.55 USD

Manage money in multiple currencies

USDT
0x5c89f12...a7d4b
920.89 USDT

Crypto and fiat in one app

BTC
0x9e45ac3...b128f
0.05 BTC

Our partners

We collaborate with industry leaders to deliver unparalleled security and convenience

SOON

High daily limits, set to match your lifestyle

→ Enjoy generous spending power that grows with your account
→ Pay anywhere international card payments are supported
→ Apple Pay and Google Pay support
Open account now

How it works

01
Sign Up and Create Your Account
02
Verify Your Identity and Business (KYC&KYB)
03
Open Your Crypto Wallet Instantly
04
Get a Business IBAN for Euro & USD Transfers
05
Receive and send crypto, EURO, USD worldwide
06
Get your Keytom card
Global Financial Tools

Business IBANs

Worldwide SEPA & SWIFT Transfers

Comprehensive Crypto Solutions

Business Crypto Wallet

On-ramp & Off-ramp Solutions

Advanced Security

Superior protection measures

Cryptocurrency and fiat insurance

Flexible Acquiring Services

Inclusive Acquiring (including crypto)

Global Card Support

Effortless Currency Management

Instant Currency Conversions

Upcoming Corporate Cards

Customer Support

Dedicated Account Managers

Instantaneous Response & Multichannel Support

Streamlined Small Businesses
Automate your finances
Leverage crypto for growth
Achieve higher profits effortlessly
Optimized Large Business
Simplify your transactions
Boost your revenue with crypto
Enjoy seamless financial operations
Enhanced Enterprise
Consolidate your financial processes
Harness crypto for a competitive edge
Scale your operations smoothly

B2B Pricing

Fair and simple pricing for every business size. Designed to fit your needs with no hidden fees. Your success, our priority.

One-time fees
Account opening fee
€1000,00
Reference letter
€50,00
Compliance (KYB) review fee
Free
Delivery of hard copy
€50,00
Account opening fee
Free
Current account confirmation letter
Free
Certified account statement
€100,00
Account closure
Free
Monthly fees
Monthly fee (EEA countries)
€10,00
Monthly fee (Other countries)
€30,00
Transfers
SEPA incoming
SEPA/SEPA Instant incoming
0.3%, min €2
Coming soon
Fedwire incoming
0.2% + $15
Fedwire outgoing
0.2%
ACH incoming
0.2% + $0.5
ACH outgoing
0.2%
SWIFT USD incoming
0.3% +$35
SWIFT USD outgoing
0.3%
SEPA outgoing
SEPA/SEPA Instant outgoing
0.5%, min €3
Transfer within neobank
€0,00
Currency exchange
FX rate
0.60%
Exchange USD to crypto
0.50%
Exchange EUR to crypto
0.25%
Exchange crypto to USD
0.50%
Exchange crypto to EUR
0.25%
Crypto to crypto
0.25%
Cryptocurrency operations
Crypto withdrawal
0.10%
Crypto top-up
0.10%
I didn’t expect much at first, but Keytom turned out to be a really cool app. It’s super intuitive, and setting up my account was a breeze. Transferring euros with no commission! Thank you team!
Maria
Spain
Tried Keytom on a friend’s recommendation, and I’m glad I did. The transfers are, and the design is clean and simple. No fee for euros and minimal for crypto? It doesn’t get better than this!
Aiko
Germany
“I don’t usually write reviews , but Keytom deserves it. Whether I’m paying in euros or crypto, it’s fast and stress-free. Plus, it’s great knowing I’m not being overcharged on fees. Big thumbs up!”
Patricia
Portugal

Frequently asked questions

What is Keytom?

Keytom is a financial institution that operates exclusively online. We offer all the services, such as checking accounts, savings accounts, but without physical branches.

How do I sign up for Keytom?

You can sign up for Keytom through our mobile app or on the website. Simply download the app, follow the instructions to set up your account, and you'll be ready to start managing your money.

Can I transfer money instantly with Keytom?

Yes, with Keytom, you can transfer money instantly to anyone with a Keytom account. This makes it easy to send money to friends and family, or to pay bills quickly and securely.

Does Keytom offer cryptocurrency services?

Yes, Keytom offers a range of cryptocurrency services, including the ability to buy, sell, and hold cryptocurrencies like Bitcoin and Ethereum among many other popular tokens.

Is there savings accounts or investment options?

Yes, Keytom offers a range of savings and investment options to help you grow your wealth. You can choose from a variety of investment portfolios, or set up automatic savings plans to help you reach your financial goals.

Does Keytom offer cashback rewards?

Yes, Keytom offers many rewards for our users such as cashback rewards on purchases made with your Keytom card. This is just one of the many ways we've implemented to help you save money.

Is my money safe with Keytom?

Yes, we take online security and fraud protection very seriously at Keytom. We offer both custodial and decentralized accounts, so you can choose the experience that best suits your needs.
Our custodial accounts are fully insured and our systems are designed to keep your money and personal information safe. If you have any issues, our customer support team is available 24/7 to assist you. With Keytom, you can have peace of mind knowing that your funds are secure.

One Neobank
for all digital assets

Manage your assets through one interface via a browser or an app with unparalleled convenience.

Sign Up